Www.hometrust.ca Legal Documents


Please click on the left navigation links to download the desired legal documents. It is important that you document the details of the property in writing if you are acquiring property with someone who is not your legal spouse or husband. Living together is not proof of co-ownership, and ownership can legally be inherited by your partner`s next of kin. It may be possible to validate your claim by signing a domestic partnership agreement. Guardianship (curatorial agreement) Provide this agreement to show that you have the legal authority to act on behalf of another person. The ownership or equity of a property does not change if the legal documents proving that it is destroyed or lost. You should always buy a new copy of your title deed (and have it notarized) if you lose it. Having a copy in hand can save you a lot of inconvenience if you have to prove ownership. Adobe Acrobat Reader is required to view, save, and print documents in PDF format. It can be obtained here for free. During the homeowner support process, you will need to submit various documents to help us understand your financial situation. To learn more about individual documents and download copies of selected forms, click on the links below. You don`t have to provide all of the documents listed here – your home care specialist will tell you which ones are required for your situation.

Power of Attorney Empower someone to act on your behalf in personal, business, or other legal matters with a Power of Attorney (POA). These documents help us understand your financial situation and the reasons for your distress. You don`t have to provide them all – your home care specialist will tell you which ones are needed for your situation. We have compiled a list of legal documents/records that can prove your rights to a property. If the transit of the NBC branch is unknown, the lawyer can verify the information by email:legal.expertise@nbc.ca or by phone: 1-888-849-1422. Browse our list of standard forms and supporting documents to simplify the process. Please note that RBC will provide the legal community with a template (not attached) containing the necessary data and documentation (requirements listed here) for a withdrawal or transfer. If the owner of the property dies, you can confirm your claim by providing documents such as: Proof of occupancy Submit these documents to prove that you live in your home. Distribution Statements Provide these documents to show the income you receive from a 401(k), IRA, annuity, profit-sharing, annuity, disability plan, trust or other retirement plan. You may need to prove that you are the original owner of a property in response to another party`s claim. If you have been registered as the owner of the property, you can provide proof of ownership with copies of important personal documents, such as: This legal instrument, also known as a trust deed, establishes an agreement between a borrower and a lender (investor).

The parties agree that ownership of the property will be held in trust by a third party until the loan is repaid in full. While the investor accumulates interest over the life of the loan, the borrower takes possession of the property after repaying the borrowed money. An individual (grantor) may use a waiver to transfer the legal rights of property to another person. However, this document lacks important safeguards. For example, a waiver request does not guarantee that no other party has a valid claim to the property. You can submit your ownership documents, including all deeds, to the county registrar. This way, your proof of ownership becomes a public record, and anyone can search the local recorder office to confirm it. You can buy copies of the deed at any time if you need to provide proof of ownership, for example to a bank or potential buyer.

Letter of contribution (financial contribution not from borrower) Provide a letter from each person living in your home to show the person`s contribution to its maintenance. Divorce Judgment File this document to show your obligations under your divorce agreement for paying mortgages and other debts, as well as various income arrangements. Note: Currently, the following lenders do not support or have general support for transfers: TD, CIBC, BMO, Manulife. For information on the availability of wire transfers from a lender not listed here, please contact cbarealproperty@cba.org of the Canadian Bar Association. Name of beneficiary: Equitable Bank Recipient address: 700 – 30 St. Clair Avenue West, Toronto ON, M4V 3A1 Bank Name: TD Bank Canada Trust Address: 2 pcs. Clair Avenue East, Toronto ON, M4T 2V4 Bank code: 004 Transit number: 19682 Name number: 0617 Account number: 0478864 SWIFT CODE: TDOMCATTTOR. Gift items (gift letter) In a letter, explain the origin of the funds you receive as a gift. Payments can be received by bank transfer from you/company no later than 14:00 on the day of payment, otherwise an additional daily rate will be charged until the next bank business day.

Personal identification Confirm your ID with government-issued photo identification. Trust Agreement Provide this document as proof of a trust`s assets that can be used for mortgage payments. 1099 (IRS Form 1099) Provide this form to view your income from investments, tax refunds, retirement income and other sources. Opening hours: Monday to Friday from 8:00 a.m. to 7:00 p.m., Saturday from 9:00 a.m. to 3:00 p.m. Contract of sale (contract of carriage) Provide this document to see the sale price of personal property other than real estate. Scotiabank is not responsible for delays in processing a wire transfer mortgage payment if you do not provide the above information. The main method of mortgage payment is by cheque deposited at a CIBC branch The mortgage disbursement process is decentralized for National Bank. A refund by bank transfer is therefore not possible.

Lawyers should use this form to tell us how to contact clients during bankruptcy, mediation or litigation. In California, colocation assigns survival rights to several co-owners.